Exmo is a crypto currency exchange.
QIWI Wallet is your personal area in QIWI payment service where you can store details of all your payments, account balance or scheduled payments, invoices of online shops, as well as different reports about your payment activity. QIWI is electronic money you use to pay for thousands of goods or services. It also an instrument to accept payments for services you provide. Payments can be made both using QIWI Wallet balance and cell phone balance, as well as bank card. QIWI interface is available for a web site, all mobile systems, or VKontakte. It's a very useful tool for online stores and freelancers to pay or to make money.